UN Global Compact 2023 Communication on Progress

COMMUNICATION ON PROGRESS QUESTIONNAIRE

Governance
Policies and Responsibilities
What is the time period covered by your Communication on Progress? (MM/YYYY) – (MM/YYYY)
January 2022 - December 2022
G1. Does the board/highest governance body or most senior executive of the company:
Linked to: GRI Disclosures 2-12, 2-14, 2-22 (2021)
(Multiple choice -Select all that apply)
Issue an annual statement about the relevance of sustainable development to the company
Issue an annual statement that addresses impacts on both people and the environment
Issue an annual statement highlighting a zero tolerance for corruption
Sign off on organizational sustainability targets
Supervise Environmental, Social, and Governance reporting
Regularly review potential risks related to the business model
None of the above
Please provide additional explanation:
Annually in the integrated report and in the TCF, the Chairman and General Manager, explain how the value or mission statements, strategies, policies, and goals are related to sustainable development. As for the role Unipol’s board plays in overseeing sustainability-related issues, as well as management’s role in assessing and managing those issues, please see the section governance of 2022 Unipol Group Integrated Report. Note that the Board of Directors of Unipol Gruppo integrates the sustainability strategy into the Strategic Plans of the Company and the Group and supervises its implementation over time In addition, for detailed information on the duties and responsibilities of the Sustainability Committee, please refer to the Report on Corporate Governance and Ownership Structures, available in the “Governance” section of the Unipol Group’s website https://www.unipol.it/en/governance
G2. Does the company have a publicly stated commitment regarding the following sustainability topics?
Linked to: GRI Disclosure 2-23 (2021)
(Matrix – Select one answer option per line)
No, this is not a current priority
No, but we plan to within the next two years
Yes, and the commitment is focused on our own operations
Yes, and the commitment includes our own operations and suppliers
Yes, and the commitment includes our own operations and the value chain (including suppliers, consumers, communities, other business relationships)
Human Rights
Labour Rights/ Decent Work
Environment
Anti-Corruption
Please provide additional explanation:
Main poilicies related to sustainability issues are available at https://www.unipol.it/en/sustainability/reporting-performance-and-communication/library Note the business relations along the value chain included in the public commitments are suppliers, consumers, communities, partners in the ecosystems services and network of agencies and sub-agencies.

politica_in_materia_di_sostenibilita_2022_en_rev.pdf
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the-unipol-group-strategy-on-climate-change_june-2022.pdf
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G3. Does the company have in place a code of conduct regarding each of the following sustainability topics?
Linked to: NASDAQ G6.1; GRI Disclosure 2-23 (2021)
(Matrix – Select one answer option per line)

No, this is not a current priority
No, but we plan to within the next two years
Yes, focused on employee conduct
Yes, focused on employees and suppliers
Yes, focused on our own operations and the value chain (including suppliers, consumers, communities, other business relationships)
Human Rights
Labour Rights/ Decent Work
Environment
Anti-Corruption
Please provide additional explanation:
As evidence that Unipol has in place a code of conduct regarding each of the sustainability topics focusing in the question, please see the following web pages https://www.unipol.it/en/our-identity/vision-mission-and-values (addressed to employees, agents, suppliers, customers, shareholders, stakeholders in general) https://www.unipol.it/en/sustainability/reporting-performance-and-communication/library where are available: ESG Policy for Non-Life Underwriting 2022 ESG Policy for Life Underwriting 2022 2022 Responsible Investment Guidelines Vendors' Code of Conduct 2018 2022 Sustainability Policy 2022 Strategy on Climate Change Tax Strategy
G4. Has the company appointed an individual or group responsible for each of the following sustainability topics?
Linked to: GRI Disclosure 2-13 (2021)
(Matrix – Select one answer option per line)
No one is specifically responsible for this topic
Yes, with limited influence on outcomes (e.g., limited access to internal information, limited decision-making authority)
Yes, with moderate influence on outcomes (e.g., has access to relevant information, reports to senior manager)
Yes, with direct influence of some outcomes (e.g., has access to relevant information, includes one or more senior manager with decision making rights)
Yes, with direct influence at the highest levels of the organization (e.g., has access to relevant information, includes most senior members of organization)
Human Rights
Labour Rights/Decent Work
Environment
Anti-Corruption
Please provide additional explanation:
These topics are in charge of different board's committees: -APPOINTMENTS, GOVERNANCE AND SUSTAINABILITY COMMITTEE Carries out propositional, advisory, investigation and support functions regarding: (i) self-assessment and optimal composition of the Board of Directors as well as definition of the corporate governance system of the Company and the Group, (ii) ESG issues and (iii) contents and purposes of the Code of Ethics, as well as related compliance. -REMUNERATION COMMITTEE Performs propositional, advisory, investigation and support functions in relation to remuneration. -CONTROL AND RISK COMMITTEE Carries out a propositional, advisory, investigative and supporting role in relation to the definition of guidelines for the internal control and risk management system, in order to contribute to the Company's Sustainable Success, so that the main risks associated with the Company and the Group are correctly identified and adequately measured, managed and monitored, in line with the Parent's strategies. For some of sub themes included in the topics there are also individual responsible (i.e Health Safety Officer; Industrial Relation Officer; OMM Officer; COMPLIANCE AND ANTI-MONEY LAUNDERING Officer; Antitrust legal Manager; Ethic Officer, Sustainabilty Manager, Disability Manager, Energy Manager et cetera)
G5. Does the company have a formal structure(s) (such as a cross-functional committee) to address each of the following sustainability topics?
Linked to: GRI Disclosures 2-9, 2-13 (2021)
(Matrix – Select one answer option per line)
No formal structure
Yes, and with limited influence on outcomes (e.g., limited access to internal information necessary to understand risks, poor representation from relevant departments or functions)
Yes, with moderate influence on outcomes (e.g., it includes representatives of some functions, departments, or business units most relevant for addressing the risks concerned, has access to relevant information, reports to senior manager)
Yes, with direct influence on some outcomes (e.g., it includes representatives of functions, departments, or business units most relevant for addressing the risks concerned, has access to relevant information, it involves one or more members of senior management)
Yes, and with direct influence at the highest level of the organization (e.g., full access to relevant information, it involves members at highest level of organization)
Human Rights
Labour Rights/Decent Work
Environment
Anti-Corruption
Please provide additional explanation:
https://www.unipol.it/en/governance/boards-and-officials/board-committees These topics are in charge of different board's committee. -APPOINTMENTS, GOVERNANCE AND SUSTAINABILITY COMMITTEE Carries out propositional, advisory, investigation and support functions regarding: (i) self-assessment and optimal composition of the Board of Directors as well as definition of the corporate governance system of the Company and the Group, (ii) ESG issues and (iii) contents and purposes of the Code of Ethics, as well as related compliance. -REMUNERATION COMMITTEE Performs propositional, advisory, investigation and support functions in relation to remuneration. -CONTROL AND RISK COMMITTEE Carries out a propositional, advisory, investigative and supporting role in relation to the definition of guidelines for the internal control and risk management system, in order to contribute to the Company's Sustainable Success, so that the main risks associated with the Company and the Group are correctly identified and adequately measured, managed and monitored, in line with the Parent's strategies. With regard to sustainability management, the Company has assigned an inter-functional company committee, called the Group Risk Committee, which brings together managers from different areas to coordinate sustainability activities. This Committee examines the contents of the sustainability policy, the model for identifying, assessing and managing the main ESG risks and their impacts on the business strategy and active policies for achieving the Objectives of the Paris Agreement. There is also a Sustainability Function within the company organisation that supports Top Management in pursuing Sustainability objectives, plans and coordinates activities to integrate ESG issues into company processes and oversees the drafting of corporate sustainability documents. Lastly, in order to oversee ESG issues, the administrative body has set up a structured system of reporting and exchange of information flows between the various parties involved, so as to allow the Board of Directors to make informed decisions and receive timely communications on the identification, measurement or assessment, monitoring and management of ESG risks. page 86 Integrated Report https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf
Prevention
G6. Does the company have a process or processes to assess risk?
Linked to: GRI Disclosure 205-1 (2016)
(Matrix – Select one answer option per line)
No, this is not a current priority
No, but we plan to within the next two years
Yes, related to our own operations
Yes, related to our own operations and suppliers [Prompts G6.1]
Yes, related to our own operations and the value chain (including suppliers, consumers, communities, other business relationships) [Prompts G6.1]
Human rights risks
Labour rights risks
Environmental risks
Corruption risks
Please provide additional explanation:
For detailed description of the mapped risks and analysed processes, Please sse the section Internal Control and Risk Management System (pages 87-102 of 2022 Integrated Report https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf
G6.1 During the assessment of risk, has your company reviewed those suppliers and/or other business relationships where the risk related to human rights, labour, environment and/or anti-corruption may be particularly severe?
(Matrix – Select one answer option per line)
No
Yes
Labour rights risks
Environmental risks
Corruption risks
Please provide additional explanation:
With reference to the controls carried out on suppliers and third parties, in 2022 audits were conducted on 119 suppliers (19% of 2021 expenditure), selected on the basis of an assessment of the potential risks linked to the operating sector or to the characteristics of the organisation. The controls carried out in 2022 are part of a 2022- 2024 three-year audit plan to verify supplier reliability, which also plans a gradual expansion of the corporate scope. The action plan envisages systematic and periodic controls for supplier Organisations considered strategic or exposed to potential risk. These controls, through targeted audits that analyse the adequacy and compliance of the supplier with respect to: • Privacy risks; • 231/01 risks; • Sustainability risks; • ICT risks deriving from cloud service providers Pg 91 https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf Investee issuers: Application of the Guidelines in 2022 led to the identification of 378 Issuers excluded from the Group’s investable universe, of which 230 are Corporate Issuers and 148 are Government Issuers. Pg 90 https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf Insurance Customers: For Non-Life, in 2022 the structured process to identify parties with high potential to generate negative ESG impacts became fully operational, envisaging two due diligence mechanisms: • the online reporting tool • the assessment or investigation tool: Pg 90 https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf
G7. Does the company have a due diligence process through which it identifies, prevents, mitigates, and accounts for actual and potential negative impacts on sustainability topics?
Linked to: GRI Disclosures 2-12, 2-23-a-ii, 3-1, 3-3-d (2021)
(Matrix – Select one answer option per line)
No, this is not a current priority
No, but we plan to within the next two years
Yes, related to our own operations
Yes, related to our own operations and suppliers [Prompts G7.1]
Yes, related to our own operations and the value chain (including suppliers, consumers, communities, other business relationships) [Prompts G7.1]
Human rights risks
Labour rights risks
Environmental risks
Corruption risks
Please provide additional explanation:
For detailed description of the due diligence process, Please sse the section Internal Control and Risk Management System (pages 87-102 of 2022 Integrated Report https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf Pag 89 of 2022 Integrated Report https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf To strengthen its ability to systematically monitor and manage the negative impacts, the Group has adopted its own due diligence approach, outlining a model for planning due diligence activities according to a risk-based approach, starting from the areas identified by the OECD Guidelines for Multinational Enterprises, associated with the main negative impacts identified for the Group, the business processes concerned and the strategic and regulatory controls in place at Group level. In addition see page 74 of 2022 Integrated Report https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf Unipol has a structure dedicated to the selection and management of alternative investments, such as private equity, real assets and hedge funds, selected through specific due diligence which calls for, aside from traditional financial analysis, an in-depth analysis of socio-environmental and governance criteria and the mapping of sustainability risks which may have a reputational impact. As part of the systematisation of its due diligence approach, current and potential negative impacts were assessed in the materiality analysis process, with an internal view by the Group Functions and Companies, as well as external, through the involvement of experts; particular attention was paid to potential negative impacts in the area of human rights. Unipol thereby identified the most significant areas of current or potential negative impact and, during 2023, will define related prevention and mitigation actions.
G7.1 During the due diligence process, has your company reviewed those suppliers and/or other business relationships where the risk of adverse impacts on human rights, labour, environment and/or anti-corruption may be particularly severe?
Linked to: GRI Disclosures 2-23-e, 3-1 (2021)
(Matrix – Select one answer option per line)
No
Yes
Human rights risks
Labour rights risks
Environmental risks
Corruption risks
Please provide additional explanation:
Concerns and Grievance Mechanisms
G8. Are there any processes through which members of the company’s workforce can raise concerns about the company’s conduct related to human rights, labour rights, environment, or anti-corruption?
Linked to: Reporting Guidance on the 10th Principle Against Anti-corruption – B3; GRI Disclosure 2-26 (2021)
(Radial – Select One)
No, this is not a current priority
No, but we plan to within two years
Yes, we have an informal process (e.g., through supervisors, others) [Prompts G8.1]
Yes, we have a formal process [Prompts G8.1]
Please provide additional explanation:
The internal system for reporting violations has been formalised in a specific Whistleblowing Procedure for use by personnel ( Intended as such employees and those who operate on the basis of a contract, even in a form other than as employee, which determines their inclusion in the company organisation) who, having become aware of illegal acts or facts during the performance of their duties, decide to report them. Personnel may use an IT platform to submit reports of unlawful conduct pursuant to Decree 231/01, acts or facts which could constitute violations of the OMM, as well as violations of other precisely defined regulations, with methods that guarantee full confidentiality of the reporting party’s identity and the content of the report. The IT platform adopted by the Group makes it possible to (i) manage reports in pseudonymised form and (ii) keep track of the relative information in encrypted form. Access to the latter is limited to identified members of the company structures responsible for receiving, reviewing and evaluating whistleblowing report. The disciplinary system adopted envisages sanctions against those violating the whistleblower protection measures, and for those who with wilful misconduct or gross negligence submit reports that prove unfounded. No reports were received via this channel in 2022. pg 99 of 2022 Integrated Report https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf
G8.1. Please provide additional detail regarding the process(es) the company has through which members of the company’s workforce can raise concerns about the company’s conduct.
Linked to: GRI Disclosure 2-26 (2021)
(Matrix – Select one answer option per line)
No
Yes
Is the process communicated to all employees/workers in local languages
Is the process available to non-employees (e.g., suppliers, consumers, communities, and other business relationships)
Is the process confidential (e.g., whistleblowing process)
Are there processes in place to avoid retaliation
Can concerns be raised about suppliers or other business relationships (e.g., clients, partners, etc.)
Other
Please provide additional explanation:
The internal system for reporting violations has been formalised in a specific Whistleblowing Procedure for use by personnel who, having become aware of illegal acts or facts during the performance of their duties, decide to report them. Personnel may use an IT platform to submit reports of unlawful conduct pursuant to Decree 231/01, acts or facts which could constitute violations of the OMM, as well as violations of other precisely defined regulations, with methods that guarantee full confidentiality of the reporting party’s identity and the content of the report. The disciplinary system adopted envisages sanctions against those violating the whistleblower protection measures, and for those who with wilful misconduct or gross negligence submit reports that prove unfounded. No reports were received via this channel in 2022
Lessons
G9. How does the company capture lessons regarding each of the following sustainability topics?
Linked to: GRI Disclosure 3-3-e (2021)
(Matrix – Select one answer option per line)
No lessons are regularly captured
Conducts root cause analyses/investigation of incidents
Conducts root cause analyses/investigation and changes organizational policies, processes, and practices accordingly
Systematically conducts root cause analyses/investigation and leverages learnings to influence both internal and external affairs
Human Rights
Labor Rights/Decent Work
Environment
Anti-Corruption
Please provide additional explanation:
Executive Pay
G10. Is executive pay linked to performance on one or more of the following sustainability topics?
Linked to: CDP W6.4 (2022), CDP F4.3a (2022), CDP C1.3a (2022); Nasdaq G3 2335; GRI Disclosure 2-19 (2021)
(Matrix – Select one answer option per line)
No, and we have no intention to change for this is not a current priority
No, but we plan to within two years
Yes
Human Rights
Labour Rights/Decent Work
Environment
Anti-Corruption
Please provide additional explanation:
page 105 https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf https://www.unipol.it/en/governance/corporate-governance-system/remuneration-report commitment-compliance objectives defined by the "Guidelines for responsible investing" are established for the functions specifically involved in the financial investment decision-making processes in order to guarantee monitoring of sustainability risks, as well as to contain potential negative effects of the investment decisions on the sustainability factors. The Long-Term Incentive is entirely assigned based on a closed financial instrument-based remuneration plan, which involves the distribution of Unipol ordinary shares and UnipolSai ordinary shares in the three-year period 2026-2028 (five-year period 2026-2030 for Executive Level Managers). The payment of the LTI bonus is based on achievement of the following indicators in the three-year period 2022-2024: • economic and financial performance (which accounts for 60% of the amount of the LTI Bonus), relating to Unipol's Consolidated Gross Profit accumulated in the three-year period and the target of Unipol's solvency capital requirement; • creation of value for Group shareholders (which accounts for 20% of the amount of the LTI Bonus), relating to the absolute level of Total Shareholder Return of Unipol Gruppo measured over the three-year period; • sustainability (which accounts for 20% of the amount of the LTI Bonus), relating to the issues of Climate Strategy and Finance for the SDGs and the Gender Pay Gap
Board Composition
G11. Percentage of individuals within the company’s board/highest governance body by:
Linked to: ISAR D.1.2 (2019), ISAR D.1.3 (2019); GRI Disclosures 2-9 (2021), 405-1 (2016)
(Matrix – Percentage & Radial)
Number (Please input answer as a whole number (e.g., 95% = 95))
Not applicable
Total number of board members (#)
Male (%) Note: Please input answer as whole number (e.g., 95% = 95)
Female (%) Note: Please input answer as whole number (e.g., 95% = 95)
Non-binary (%) Note: Please input answer as whole number (e.g., 95% = 95)
Under 30 years old (%) Note: Please input answer as whole number (e.g., 95% = 95)
30-50 years old (%) Note: Please input answer as whole number (e.g., 95% = 95)
Above 50 years old (%) Note: Please input answer as whole number (e.g., 95% = 95)
From minority or vulnerable groups (%) Note: Please input answer as whole number (e.g., 95% = 95)
Executive (%) Note: Please input answer as whole number (e.g., 95% = 95)
Independent (%) Note: Please input answer as whole number (e.g., 95% = 95)
Please provide additional explanation:
Categories Non-binary and From minority or vulnerable groups are not traceable by law
G12. Do you produce sustainability reporting according to:
Linked to: Nasdaq G9.1
(Select all that apply)
National/local regulation on sustainability
Security exchange regulations
Non-Financial Reporting Directive of the European Union (NFRD)
Global Reporting Initiative (GRI)
Sustainability Accounting Standards Board (SASB, now consolidated into the IFRS Foundation)
International Integrated Reporting Council (IIRC, now consolidated into the IFRS Foundation)
Climate Disclosure Standards Board (CDSB, now consolidated into the IFRS Foundation)
Task Force on Climate-related Financial Disclosures (TCFD)
Other voluntary frameworks (Please specify in text box) [Makes text box mandatory]
No sustainability reporting according to any frameworks nor regulations outside of this Communication on Progress
Please provide additional explanation:
https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf https://www.unipol.it/sites/corporate/files/document_attachments/unipol-and-climate-change_2022.pdf The Annual Integrated Report therefore contains the information that must be provided in the Management Report, as envisaged by Art. 100 of Italian Legislative Decree 209/2005 (Private Insurance Code), supplemented by ISVAP Regulation no. 7 of 13 July 2007, and satisfies the requirements of Italian Legislative Decree 254/2016 by including the Consolidated Non-Financial Statement (NFS). The NFS covers environmental and social matters as well as topics relating to personnel, respect for human rights and the fight against corruption, which are relevant taking into account the Group’s activities and characteristics, reported to the extent necessary to ensure an understanding of the Group’s activities, performance, results and the impact it generates. The relevance of the topics is determined through the materiality analysis process described in the “Material topics” section. The approaches used as reference in preparing this report, applied in an integrated manner so as to cover the many information requirements of the different stakeholders, are: • the standards laid out in the International Integrated Reporting Framework issued by the International Integrated Reporting Council (IIRC), as updated in the January 2021 edition; • the “Sustainability Reporting Standards” issued by the Global Reporting Initiative (GRI) in 2016 (with subsequent amendments, including adoption of the GRI Universal Standards 2021), as well as the "Financial Services Sector Supplements", using the “GRIReferenced” approach. • the Recommendations published in June 2017 by the Task Force on Climate-related Financial Disclosures (TCFD), which Unipol adopted in 2020 for the voluntary dissemination of transparent reporting on risks and opportunities related to climate change (in this regard, Unipol published its first TCFD Report in March 2019).
Data Assurance
G13. Is the information disclosed in this questionnaire assured by a third-party?
Linked to: CDP C10.1 (2022); GRI Disclosure 2-5 (2021)
(Select all that apply)
Limited assurance for minority of metrics (e.g., GHG emissions only)
Limited assurance for majority of metrics
Reasonable assurance for minority of metrics
Reasonable assurance for majority of metrics
Other (Please provide additional information) [Makes text box mandatory]
No assurance for any metrics
Please provide additional explanation:
please see the | Consolidated Financial Statements 2022 | Unipol Group at pages 321-323 https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf
Human Rights
Materiality (including Saliency)
HR1. Which of the following has the company identified as material human rights topics connected with its operations and/or value chain, whether based on their salience (e.g., the most severe potential negative impacts on people) or another basis?
Linked to: GRI Disclosure 3-2 (2021)
(Select all that apply)
Freedom of association and the effective recognition of the right to collective bargaining
Child labour
Forced labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours) [Prompts additional line ‘Working conditions (wages, working hours)’ in Questions L1, L2, L3, L4, L5, L11]
Freedom of expression [Prompts additional line ‘Freedom of expression’ in Questions HR2–HR7]
Access to water and sanitation [Prompts additional line ‘Access to water and sanitation’ in Questions HR2–HR7]
Digital security/privacy [Prompts additional line ‘Digital security/privacy’ in Questions HR2–HR7]
Gender equality and women’s rights [Prompts additional line ‘Gender equality and women's rights’ in Questions HR2–HR7]
Rights of indigenous peoples [Prompts additional line ‘Rights of indigenous peoples’ in Questions HR2–HR7]
Rights of refugees and migrants [Prompts additional line ‘Rights of refugees and migrants’ in Questions HR2–HR7]
Other [Textbox Mandatory]
No human rights topics have been identified as material
Please provide additional explanation:
https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf see page 44 DOUBLE MATERIALITY
Commitment
HR2. Does the company have a policy commitment in relation to the following human rights topics? Matrix will be populated only for the human rights topics selected in HR1.
Linked to: GRI Disclosures 2-23-a-iv, 2-23-b, 3-3-c (2021)
(Matrix – Select one answer option per line)
No, and we have no plans to develop a policy
No, but we plan to within the next two years
Yes, included within a broader policy or as a stand-alone policy
Digital security/privacy
Gender equality and women’s rights
Please provide additional explanation:
https://www.unipol.it/en/sustainability/corporate-social-responsibility/protecting-and-adding-value-data Protecting and Adding Value to Data - In the Unipol Data Vision, we have made precise commitments regarding the protection and valorisation of personal data to all customers and stakeholders who interact with Group companies. The sustainability Policy includes among others the following issues: 3.4. Protection of workers and equal opportunities 3.5. Protection of the environment, the terrestrial, marine and freshwater ecosystems and tackling climate change 3.6. Financial inclusion and financial education 3.7. Customer protection 3.8. Proper business practices

Unipol - Sustainability Policy 2022.pdf
Download
unipol-data-vision_en_0.pdf
Download
Please input the year the relevant human rights policy was last reviewed
Year (YYYY)
Digital security/privacy
Gender equality and women’s rights
Please provide additional explanation:
The commitment of the Unipol Group to protect and add value to the personal data are contained in the “Policy to protect and add value to personal data” approved by the Board of Directors with the aim of consolidating the trust that customers and all stakeholders have in the insurance company. The Sustainability Policy will be revised and - if necessary - amended any time this is required due to regulatory updates, interventions of the Supervisory Authority, business strategies or changes in context (significant changes to company processes, significant structural reorganisations, significant changes in the business sectors present in the Group, changes in the results of the Materiality Analysis) and, in any event, at least annually. The Policy is disclosed and made available by the Companies in scope to all personnel concerned using suitable communication channels.
HR2.1. For each human rights policy commitment, is it:
Linked to: GRI Disclosures 2-23-c, 2-23-d, 2-23-e (2021)
(Matrix – Select all that apply for each line)
Aligned with international human rights standards
Publicly available
Approved at most senior level of the company
Applied to the company’s own operations
Applied to the company’s own operations and suppliers
Applied to the company’s own operations and the value chain (including suppliers, consumers, communities, other business relationships)
Developed involving human rights expertise from inside and outside the company
Other (Please provide additional information in the mandatory text box)
Digital security/privacy
Gender equality and women’s rights
Please provide additional explanation:
Prevention
HR3. In the course of the reporting period, has the company engaged with affected stakeholders or their legitimate representatives in relation to the following human rights topics? Matrix will be populated only for the human rights topics selected in HR1.
Linked to: GRI Disclosures 3-1-b, 3-3-f (2021)
(Matrix – Select one answer option per line)
Please select the company’s highest level of engagement. Options progress from left to right.
No engagement on this topic
To better understand the risks/impacts in question
To discuss potential ways to prevent or mitigate the risks/impacts in question
To agree on a way to prevent/mitigate the risks/impacts in question
To assess progress in preventing/ mitigating the risks/ impacts in question
To collaborate in the prevention/mitigation of the risks/impacts in question
Digital security/privacy
Gender equality and women’s rights
Please provide additional explanation:
as part of our double materiality approach, the impact materiality assessment was accompanied and integrated with the assessment of “financial materiality”, which takes into consideration the “outside-in” dimension of the organisation's relations with the external context, thus carrying out a “double materiality” analysis as required by the “European Sustainability Reporting Standards” (and in particular by “ESRS 1 - General Requirements”) prepared by EFRAG at the request of the European Commission and which will be adopted by the latter in 2023, becoming the reference standard on the basis of which the companies that fall within the scope of the CSRD must produce their own sustainability reports. The starting point of the process is identification of the sustainability issues to be considered and the details of positive and negative impacts, risks and opportunities, current and potential, connected to each of them. To this end, numerous external sources were considered, both general (for example: the reporting standards mentioned above, the contributions of international initiatives such as the UN Global Compact and IPCC) and related to the financial and insurance sector specifically (such as commitments and paper UN PRI, UNEP-FI PSI, EU regulatory body on sustainable finance, observatories on sector megatrends). The analysis was further integrated with sources produced internally, such as the Reputational & Emerging Risk Observatory and the reputational surveys conducted by RepTrak®. The relevance of the impacts was assessed considering a number of points of view and skills: • assessment by the internal Functions, which involved both the Group Departments and the insurance sector and the world of ecosystems and diversified companies; • involvement of experts who, due to their organisation and the role covered, know and represent the requests of the main categories of Group stakeholders. The relevance of risks and opportunities was also determined by integrating an internal and an external view, in particular: • assessment by the internal Functions, as indicated above; • results of the Survey on emerging risks for the Italian insurance market carried out by Unipol, involving experts in the sector and the various issues considered; • analysis and summary of the priorities indicated by the main observatories on trends and risks, both general and in the sector. For both dimensions, a significant role in determining the priorities was assigned to the companies that perform the role of rating providers and managers of sustainability indices, and that represent an important point of contact between the reporting organisations and the users of the information. The view of these actors was integrated into the assessments through the analysis of the assessment methodologies and the feedback provided to the Group in the rating processes, as well as through targeted interviews carried out with the divisions of these companies engaged in research activity. The results of the analysis are represented graphically through a list of topics, in decreasing order according to their overall relevance (impact and financial); for each topic, a double histogram highlights the relevance of the topic from the perspective of impacts generated or that can be generated, and from the perspective of current or potential effects of the related risks and opportunities. see page 43 of | Integrated Report 2022 | Unipol Group https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf
HR4. What type of action has the company taken in the reporting period with the aim of preventing/mitigating the risks/impacts associated with this human rights topic?
Matrix will be populated only for the human rights issues selected in HR1.
Linked to: GRI Disclosure 3-3-d (2021)
(Matrix – Select all that apply for each line)
Provided internal training/ capacity building for the direct workforce
Built capacity among relevant business relationships (e.g., suppliers, consumers, communities)
Conducted an audit process and/or corrective action plan
Collective Action with peers or other stakeholders, in particular workers’ organizations, to address the issue
Collaborated with governmental or regulatory bodies
Other (Please provide additional information in the mandatory text box)
No action within reporting period
Digital security/privacy
Gender equality and women’s rights
Please provide additional explanation:
Regarding thematic areas linked to the Data economy/Artificial Intelligence, the Group has written position papers and prepared analyses for preparation and participation in institutional meetings on the dossier at national as well as European level: specific initiatives on the protection of personal data of the EDPB (European Data Protection Board) and more generally on the data economy presented by the European Commission in the first part of 2022 (i.e. the proposed regulation on fair access to and use of data - the Data Act - and the proposed regulation for a European health data space), with regard to which the Group highlighted the importance of guaranteeing fair, undistorted competition to allow for equal and non-discriminatory access to data for all independent service providers digital security/privacy through training provided to commercial intermediaries and employees (as described in the dedicated section of Unipol Group | Integrated Report 2022 Protection of personal data and cyber security page 96-97 https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf as for the gender equality, please see https://www.unipol.it/en/governance/corporate-governance-system/diversity-policy The Diversity Policy aims to provide guidelines on the criteria for optimal composition of the Company's corporate bodies, in consideration of the fact that the integration of diversified managerial and professional profiles, also with regard to a balanced representation of gender and a balanced composition in terms of seniority of office and age brackets, contributes to maximising the quality of the work of the administrative body and activities under the responsibility of the control body. gender equality and women’s rights through the introduction of the gender pay gap limitation objective as an indicator to be verified for the attribution of a long-term incentive for Senior managers and nondiscrimination in the workplace through the initiatives described in the section dedicated to Employees pages 100-102 UnipolSai Assicurazioni | 2022 Sustainability Report https://www.unipol.it/sites/corporate/files/document_attachments/us_2022-sustainability-report_en.pdf Gender equality is an area inter alia on which is based the The Suppplier Code of conduct setting out what Unipol expects from suppliers with respect to protecting human and workers’ rights, protection of the environment and tackling corruption and calls for - inter alia - the right of Unipol to control the supplier’s processes and divisions to ensure compliance, and the right to take sanctioning measures if the supplier continues to fail to comply with the Supplier Code of Conduct. With the exception of the public authorities and self-employed workers and professionals who do or do not belong to orders, suppliers are asked to sign the Supplier Code of Conduct when signing or renewing their contracts. https://www.unipol.it/en/sustainability/corporate-social-responsibility/esg-management-supply-chain In 2022, a supplier reliability audit plan was launched. The plan calls for systematic and periodic controls of the supplier organisations deemed strategic or exposed to potential risk, via targeted verification actions that analyse supplier adequacy and compliance in the following areas (• Privacy risks; • 231/01 risks; • Sustainability risks (included gender equality); • ICT risks deriving from cloud service providers.
HR5. Who receives training for the following human rights topics? Matrix will be populated only for the human rights topics selected in HR1.
Linked to: GRI Disclosure 3-3-d (2021)
(Matrix – Select all that apply for each line)
No training provided
Select employees
All employees
Contractors
Direct suppliers of the organization
Indirect suppliers of the organization
Other – such as partners, clients, etc.
Digital security/privacy
Gender equality and women’s rights
Please provide additional explanation:
digital security/privacy through training provided to commercial intermediaries and employees (as described in the dedicated section of Unipol Group | Integrated Report 2022 Protection of personal data and cyber security page 96-97 https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf Digital security/privacy Others: people in the agency network Training on privacy topics involved most of the Group’s collaborators (over 90% of employees in Italy) and numerous agents and subagents (more than 80% in both cases). In 2022, cyber security courses reached 17,891 people in the agency network, 3,693 in the Arca sales network and 5,194 employees A partial list of the activities carried out by the Group to integrate the principle of equal treatment within processes that govern every phase of professional life and the enhancement of human resources includes the following practices, defined by dedicated internal operating rules: • transparent and non-discriminatory management of recruitment and the overall selection process; • training, made equally accessible to all personnel; • definition of specific guidelines on the matter within the Staff Management Policies, for the purposes of transparency and continuous improvement; • personal and professional growth and improvement of employees' skills; • monitoring and leveraging of the abilities and expertise of current professionals; • signing agreements with trade union organisations, which UnipolSai considers a key partner for establishing a good working environment; • the adoption of a Code of Best Practices which, aside from highlighting the company's mission and values, shed light on a series of potentially harmful behaviours (with reference to mobbing, straining and sexual harassment) which may occur in the workplace. All workers are required to read this Code, which is also available on the Group's corporate intranet, and to comply with its principles of conduct. In the event of harassment, in addition to bringing their condition to the attention of the People Management department, the employee can also refer the matter to the union-appointed members of the Group's Mobbing Commission. In this regard, for more details please refer to the Ethics Report published on the website unipol.it.
HR6. How does the company assess progress in preventing/mitigating the risks/impacts associated with the following human rights topics? Matrix will be populated only for the human rights issues selected in HR1.
Linked to: GRI Disclosure 3-3-e (2021)
(Matrix – Select one answer option per line)
Please select the company’s highest level of engagement. Options progress from left to right.
No monitoring of progress
Review topics on ad hoc basis
Set annual targets/goals, track progress over time (internal programmes only)
Set annual targets/goals, track progress over time (internal and external programmes)
Other (Please provide additional information in the mandatory text box)
Digital security/privacy
Gender equality and women’s rights
Please provide additional explanation:
https://www.unipol.it/en/sustainability/strategy-and-governance/sustainability-plan-2022-2024 https://www.unipol.it/en/monitoring-2022-2024-sustainability-plan page 13 UnipolSai Assicurazioni | 2022 Sustainability Report https://www.unipol.it/sites/corporate/files/document_attachments/us_2022-sustainability-report_en.pdf
Response and Reporting
HR7. During the reporting period, has the company been involved in providing or enabling remedy if it has caused or contributed to adverse impact associated with the following human rights topic(s)?
Matrix will be populated only for the human rights topics selected in HR1.
Linked to: GRI Disclosure 3-3-d-ii (2021)
(Matrix – Select one answer option per line)
No remedy provided/enabled
Yes, remedy provided/enabled
No adverse impact identified or caused
Choose to not disclose
Digital security/privacy
Gender equality and women’s rights
Please provide additional explanation:
During the year, despite the increase in threats and attempted attacks linked to cyber crimes and the Russia-Ukraine conflict, no events emerged that compromised the integrity, availability or confidentiality of the Group's data. PG 96 Integrated Report 2022 | Unipol Group https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf During the year, one episode took place which was evaluated by UnipolSai, as it was linked to discrimination (not relating to gender): it was claimed that one employee had used an offensive expression (discriminatory) against a colleague. The organisation opened disciplinary proceedings which were not challenged by the party concerned; there have been no further developments in this case, which can therefore be considered closed. page 103 UnipolSai Assicurazioni | 2022 Sustainability Report https://www.unipol.it/sites/corporate/files/document_attachments/us_2022-sustainability-report_en.pdf
HR8. Briefly describe additional relevant practical actions the company has taken during the reporting period and/or plans to take to implement the human rights principles, including goals set and any challenges faced and actions taken towards prevention and/or remediation.
Linked to: GRI Disclosures 3-3-c and 3-3-d (2021)
(Text Box)
Any other initiatives regarding the Human rights are available at page 46-47 – 48 of UnipolSai Assicurazioni | 2022 Sustainability Report https://www.unipol.it/sites/corporate/files/document_attachments/us_2022-sustainability-report_en.pdf https://www.unipol.it/en/human-rights With reference to commercial relations in business activities, in line with the United Nations Global Compact framework, as well as the policies defined by the OECD in its “Responsible business conduct for institutional investors: Key considerations for due diligence under the OECD Guidelines for Multinational Enterprises”, which identify the exclusion from commercial relations of companies involved in human rights violations as one of the pillars of the integration of ESG policies, the Group, as recalled previously, adopted appropriate measures in its main business policies. Both the Guidelines for responsible investing and the NonLife and Life ESG Guidelines affirm the principle of excluding companies or issuers involved in human rights violations, as specified below: • exclusion if involved in severe violations from new investment and underwriting transactions and in the case of companies already in the portfolio; • close monitoring, engagement process and possible termination of relationships in case of ESG practices that are not consistent with the company's policies during the relationship. As regards investments, the screening of exclusion criteria, including respect for human rights (for the other exclusion criteria, refer to the UnipolSai and Investments section) covers roughly €42.3bn. The Group currently excludes 378 issuers from its investment universe due to various criteria (402 in 2021), including 230 corporate issuers, 43 of which have been excluded due to issues related to human or labour rights violations, either exclusively (32) or together with other critical issues (11). In the area of underwriting, there were no exclusions related to human rights violations in 2022.
Labour
Commitment
L1. Does the company have a policy commitment in relation to the following labour rights principles? For the user, the “Working conditions (wages, working hours)” option would be visible only if selected in HR1.
Linked to: GRI Disclosure 3-3-c (2021) for topics GRI 407 (2016), GRI 409 (2016), GRI 408 (2016), GRI 406 (2016), GRI 403 (2018)
(Matrix – Select one answer option per line)

No, and we have no plans to develop a policy
No, but we plan to within the next two years
Yes, included within a broader policy or as a stand-alone policy [Prompts L1.1]
Not applicable (Please provide additional information in the mandatory text box)
Freedom of association and the effective recognition of the right to collective bargaining
Forced labour
Child labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours)
Please provide additional explanation:
Most of the issues are covered in the SUSTAINABILITY POLICY that was rewied in June 2022. Issues such as " Freedom of association and the effective recognition of the right to collective bargaining” are quoted also in the national collective agreement. Issues such as non discrimination and safety working conditions are mentioned also in Unipol’s Code of ethics.

cartavalori-codiceetico_approvato_23032017_versione_03082017_eng_1.pdf
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ANIA_CCNL_2017_1-2.pdf
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politica_in_materia_di_sostenibilita_2022_en_.pdf
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Please input the year the relevant labour rights policy was last reviewed
Year (YYYY)
Freedom of association and the effective recognition of the right to collective bargaining
Forced labour
Child labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours)
Please provide additional explanation:
The Sustainability Policy was rewied in 2022. The documents "CHARTER OF VALUES AND CODE OF ETHICS" and The " national collective agreement" are rewied in 2017.
L1.1. For each labour rights policy, is it:
Linked to: ILO C155 - Occupational Safety and Health Convention 1981 (No. 155); GRI Disclosures 2-23-c, 2-23-d, 2-23-e (2021)
(Matrix – Select all that apply for each line)
Aligned with international labour standards
Publicly available
Approved at most senior level of the company
Applied to the company’s own operations
Applied to the company’s own operations and the value chain (including suppliers, consumers, communities, other business relationships)
Developed in consultation with workers and their representatives
Developed involving labour rights expertise from inside and outside the company
Other (Please provide additional information in the mandatory text box)
Freedom of association and the effective recognition of the right to collective bargaining
Forced labour
Child labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours)
Please provide additional explanation:
In addition with the sustainability policy there are other guidelines and internal policies of the group that concern this Issues.
L1.2. Does the existing company’s policy on freedom of association and collective bargaining:
Linked to: ILO C155 - Occupational Safety and Health Convention 1981 (No. 155); GRI Disclosures 2-23-c, 2-23-d, 2-23-e (2021)
(Multiple choice – Select all that apply)
Reference the respect for the right of all workers to form and join a trade union of their choice without fear of intimidation or reprisal and protect workers against acts of antiunion discrimination
Prohibit any acts of interference in trade unions
Facilitate the collective bargaining with the trade union representatives
Provide trade union representatives with information required for meaningful bargaining in the context of bona fide negotiations
Reference the respect for the right of workers to submit grievances without suffering
We do have a policy on freedom of association and collective bargaining, but it does not include any of these details
We do not have a policy on freedom of association and collective bargaining
Please provide additional explanation:
Prevention
L2. In the course of the reporting period, has the company engaged with affected stakeholders or their legitimate representatives in relation to the following labour rights topics? For the user, the “Working conditions (wages, working hours)” option would be visible only if selected in HR1.
Linked to: GRI Disclosures 3-1-b and 3-3-f (2021) for topics GRI 407 (2016), GRI 409 (2016), GRI 408 (2016), GRI 406 (2016), GRI 403 (2018)
(Matrix – Select one answer option per line)
Please select the company’s highest level of engagement. Options progress from left to right.
No engagement on this topic
To better understand the risks/impacts in question
To discuss potential ways to prevent or mitigate the risks/ impacts in question
To agree on a way to prevent/mitigate the risks/impacts in question
To assess progress in preventing/ mitigating the risks/ impacts in question
To collaborate in the prevention/ mitigation of the risks/ impacts in question
Other (Please provide additional information) [Makes text box mandatory]
Freedom of association and the effective recognition of the right to collective bargaining
Forced Labour
Child labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours)
Please provide additional explanation:
For the first three themes there wasn’t engagement because these themes aren’t critical for the Group. There isn’t any way of child or forced labour and we operate for the main part in Italy where rules are very strict on these issues.
L3. What type of action has the company taken in the reporting period with the aim of preventing/mitigating the risks/impacts associated with this labour rights topic? For the user, the “Working conditions (wages, working hours)” option would be visible only if selected in HR1.
Linked to: GRI Disclosure 3-3-d (2021) for topics GRI 407 (2016), GRI 409 (2016), GRI 408 (2016), GRI 406 (2016), GRI 403 (2018)
(Matrix – Select all that apply for each line)
Provided internal training/ capacity building for the direct workforce
Built capacity among relevant business relationships (e.g., suppliers, consumers, communities)
Conducted an audit process and/or corrective action plan
Collective Action with peers or other stakeholders, in particular workers’ organizations, to address the issue
Collaborated with governmental or regulatory bodies
Other (Please provide additional information) [Makes text box mandatory]
No action within reporting period
Freedom of association and the effective recognition of the right to collective bargaining
Forced labour
Child labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours)
Please provide additional explanation:
Freedom of association and the effective recognition of the right to collective bargaining: Recognition of the exercise of all union prerogatives and agility, as well as full compliance with contractual provisions that provide for the company's obligations to inform, confront and negotiate with the trade unions. Non-discrimination in respect of employment and occupation: ongoing conduct of the activities of the Equal Opportunity and Mobbing committees provided by the Unipol Cia. Safe and healthy working environment: forthcoming signing of the new union agreement on the union agibilities of RLS (workers' safety representatives). Working conditions (wages, working hours): recent introduction of remote work for 4/8 working days per month, as well as activation of the WelBee corporate platform to be able to develop the conversion of Pav (variable corporate bonus) and Una Tantum from renewal of the Ania Ccnl into welfare reimbursements.
L4. Who receives training for the following labour rights topics? For the user, the “Working conditions (wages, working hours)” option would be visible only if selected in HR1.
Linked to: GRI Disclosure 3-3-d (2021) for topics GRI 407 (2016), GRI 409 (2016), GRI 408 (2016), GRI 406 (2016), GRI 403 (2018)
(Matrix – Select all that apply for each line)
No training provided
Select employees
All employees
Contractors
Direct suppliers of the organization
Indirect suppliers of the organization
Other – such as partners, clients, etc.
Freedom of association and the effective recognition of the right to collective bargaining
Forced labour
Child labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours)
Please provide additional explanation:
EticaMente! is the online training course on the Code of Ethics for all employees, agents and agency staff of the Unipol Group. all employees see collective and company agreements where they can find all information on wages, working hours etc.
L5. How does the company assess progress in preventing/mitigating the risks/impacts associated with the following labour rights topics? For the user, the “Working conditions (wages, working hours)” option would be visible only if selected in HR1.
Linked to: GRI Disclosure 3-3-e (2021) for topics GRI 407 (2016), GRI 409 (2016), GRI 408 (2016), GRI 406 (2016), GRI 403 (2018)
(Matrix – Select one answer option per line)
Please select the company’s highest level of engagement. Options progress from left to right.
No monitoring on progress
Review topics on ad hoc basis
Set annual targets/goals, track progress over time (internal programmes only)
Set annual targets/goals, track progress over time (internal and external programmes)
Other (Please provide additional information) [Makes text box mandatory]
Freedom of association and the effective recognition of the right to collective bargaining
Forced labour
Child labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours)
Please provide additional explanation:
The Unipol Group is committed to promoting and respecting universally-recognised human rights, as well as supporting the elimination of all forms of forced labour and the effective elimination of every illegal form of child labour in its spheres of influence.
Performance
L6. Do(es) the existing collective bargaining agreement(s) provide(s) more favourable rights than those provided in legislation, where appropriate?
(Select all that apply)
Yes, by providing more favourable conditions related to wages
Yes, by providing more favourable conditions related to working hours
Yes, by providing more favourable conditions related to health coverage and/or sick leave
Yes, by providing additional rights not otherwise provided (Please provide additional information) [Makes text box mandatory]
There is (are) no existing collective bargaining agreement(s)
No
Please provide additional explanation:
Staff are also provided with concrete tools to help balance work and private life, making it easier to match the demand and supply of flexibility on the part of the company and individuals. In this sense, the main initiatives to meet employee needs in terms of working flexibility, defined on the basis of trade union and collective bargaining agreements, are mentioned below (for more information, please refer to the text of the Supplementary Company Agreement): • part-time contract; • flexible working hours; • care leave other than parental leave; • paid leave for education, volunteering, medical visits, medical treatment, trade union meetings and the death of family members; • initiatives to support parenting and caregivers through paid and unpaid leave and other agreements for care/welfare services. In particular, when a child is born, both parents are granted one day's paid leave to be taken within a week of the date of birth, in addition to the statutory provisions. • extension of the monthly paid leave days established under Italian Law 104/92; • inter-company creches established through agreements with the competent public institutions to guarantee the availability of several positions in creche services, managed in dedicated locations situated close to the company offices; • hours bank; • local agreements for personal services and local reconciliation networks with institutions and other enterprises; • company benefits.
L7. In the course of the reporting period, what was the percentage of women in managerial positions? (%)
Linked to: ISAR C.1.1
(Matrix – Text Box with option for Unknown or N/A)
Percent women (Please input a whole number e.g., 50% = 50)
Unknown
Managerial position
Please provide additional explanation:
27,9% as the number of women in managerial positions, divided by the total number of managerial positions in a given reporting period
L8. What was the average ratio of the basic salary and remuneration of women to men (comparing jobs of equal value) during the reporting period?
Linked to: GRI Disclosure 405-2 (2016)
(Matrix – Text Box with option for Unknown or N/A)
Salary ratio (Please input a whole number e.g., 50% = 50)
Unknown
Choose to not disclose
Women/Men(%)
Please provide additional explanation:
For this salary ratio were considered only the Italian workers that covered the 90% of the total; it would be no sense compared Italian and Ireland or Serbian salary that are very different.
L9. In the course of the reporting period, how frequently were workers injured (injuries per hour worked)?
Linked to: ISAR C.3.2; GRI Disclosure 403-9 (2018)
(Matrix – Text Box with option for Unknown or N/A)
Frequency of injury (Please input a whole number e.g., 50% = 50)
Unknown
Choose to not disclose
Frequency of injury
Please provide additional explanation:
Rates calculated on the basis of 1,000,000 theoretical hours worked (2.03)
L10. In the course of the reporting period, what was the company’s incident rate (injuries per worker)?
Linked to: ISAR C.3.2; GRI Disclosure 403-9 (2018)
(Matrix – Text Box with option for Unknown or N/A)
Incident rate (Please input a whole number e.g., 50% = 50)
Unknown
Choose to not disclose [Makes text box mandatory]
Incident rate
Please provide additional explanation:
0.01
Response and Reporting
L11. In the course of the reporting period, has the company been involved in providing or enabling remedy if it has caused or contributed to the adverse impact associated with the following labour rights topics? For the user, the “Working conditions (wages, working hours)” option would be visible only if selected in HR1.
Linked to: GRI Disclosures 3-3-c and 3-3-d (2021) for topics GRI 407 (2016), GRI 409 (2016), GRI 408 (2016), GRI 406 (2016), GRI 403 (2018)
(Matrix – Select one answer option per line)
No remedy provided/enabled
Yes, remedy provided/enabled
No adverse impact identified or caused
Choose to not disclose [Makes text box mandatory]
Freedom of association and the effective recognition of the right to collective bargaining
Forced labour
Child labour
Non-discrimination in respect of employment and occupation
Safe and healthy working environment
Working conditions (wages, working hours)
Please provide additional explanation:
L12. Briefly describe additional relevant practical actions the company has taken during the reporting period and/or plans to take to implement the labour principles, including goals set and any challenges faced and actions taken towards prevention and/or remediation.
Linked to: GRI Disclosures 3-3-c and 3-3-d (2021) for topics GRI 407 (2016), GRI 409 (2016), GRI 408 (2016), GRI 406 (2016), GRI 403 (2018)
(Text Box)
UnipolSai was one of the first 16 companies to comply with the "Charter for Equal Opportunities and Equality at Work" (launched in Italy on 5 October 2009 and currently signed by 700 businesses and public administrations). The Charter provides a reference framework of values and guidelines to guide companies that have subscribed to it in its application; these companies must determine how to implement it according to their situation and level of maturity with respect to the specific issue. For the implementation of Diversity & Inclusion policies, the Group has assigned clear responsibilities to the Chief Human Resources and Organisation Officer, the Ethics Officer and the Joint Equal Opportunities Commission, a bilateral commission between the company and the trade unions, established in 2011 with the duty of identifying analysis processes and proposing initiatives on professional training, equal opportunities, supplementary health care and prevention with respect to mobbing risks. A partial list of the activities carried out by the Group to integrate the principle of equal treatment within processes that govern every phase of professional life and the enhancement of human resources includes the following practices, defined by dedicated internal operating rules: • transparent and non-discriminatory management of recruitment and the overall selection process; • training, made equally accessible to all personnel; • definition of specific guidelines on the matter within the Staff Management Policies, for the purposes of transparency and continuous improvement; • personal and professional growth and improvement of employees' skills; • monitoring and leveraging of the abilities and expertise of current professionals; • signing agreements with trade union organisations, which UnipolSai considers a key partner for establishing a good working environment; • the adoption of a Code of Best Practices which, aside from highlighting the company's mission and values, shed light on a series of potentially harmful behaviours (with reference to mobbing, straining and sexual harassment) which may occur in the workplace. the main initiatives to meet employee needs in terms of 55 STEM: science, technology, engineering and mathematics. To be classified as a STEM employee, the employee must have a qualification relating to STEM subjects and make use of it in their operating position. The positions include, but are not limited to, the following: computer programmer, actuary, statistician, engineer, web developer. UnipolSai Assicurazioni | 2022 Sustainability Report 100 working flexibility, defined on the basis of trade union and collective bargaining agreements, are mentioned below (for more information, please refer to the text of the Supplementary Company Agreement): • part-time contract; • flexible working hours; • care leave other than parental leave; • paid leave for education, volunteering, medical visits, medical treatment, trade union meetings and the death of family members; • initiatives to support parenting and caregivers through paid and unpaid leave and other agreements for care/welfare services. In particular, when a child is born, both parents are granted one day's paid leave to be taken within a week of the date of birth, in addition to the statutory provisions. • extension of the monthly paid leave days established under Italian Law 104/92; • inter-company creches established through agreements with the competent public institutions to guarantee the availability of several positions in creche services, managed in dedicated locations situated close to the company offices; • hours bank; • local agreements for personal services and local reconciliation networks with institutions and other enterprises; • company benefits. Some of these work/life balance tools are implemented by the Group in collaboration with institutions, the third sector and other companies.
Environment
Commitment
E1. Does the company have a policy commitment on the following environmental topics?
Linked to: CDP C4.1 (2022), CDP F6.1 (2022), CDP W6.1 (2022); GRI Disclosure 3-3-c (2021) for topics GRI 303 (2018), GRI 304 (2016), GRI 305 (2016), GRI 306 (2020),GRI 302 (2016)
(Matrix – Select one answer option per line)
No, and we have no plans to develop a policy
No, but we plan to within the next two years
Yes, included within a broader policy or as a stand-alone policy [Prompts E1.1]
Not applicable (Please provide additional information in the mandatory text box)
Climate change
Water
Oceans
Forests/biodiversity/land use
Air pollution
Waste (e.g., chemical spills, solid waste, hazardous, plastic, etc.)
Energy & resource use
Please provide additional explanation:
Sustainability Policy includes all these issues. https://www.unipol.it/en/sustainability/corporate-social-responsibility/sustainability-policies Then Unipol has also a public document named “The Unipol Group Strategy On Climate Change” that is its strategy on climate.
Please input the year the relevant environment policy was last reviewed
Year (YYYY)
Climate change
Water
Oceans
Forests/biodiversity/land use
Air pollution
Energy & resource use
Please provide additional explanation:
E1.1. For each environmental policy commitment, is it:
Linked to: CDP C4.1 (2022), CDP F6.1 (2022), CDP W6.1 2022; GRI Disclosures 2-23-c, 2-23-d, 2-23-e (2021)
(Matrix – Select all that apply for each line)
Aligned with international environmental standards
Publicly available
Approved at most senior level of the company
Applied to the company’s own operations
Applied to the company’s own operations and the value chain (including suppliers, consumers, communities, other business relationships)
Developed involving environmental expertise from inside and outside the company
Other (Please provide additional information in the mandatory text box)
Climate change
Water
Oceans
Forests/biodiversity/land use
Air pollution
Energy & resource use
Please provide additional explanation:
In 2015, further to the Fifth Assessment Report of the Intergovernmental Panel of Climate Change (IPCC), the Unipol Group published a position paper “Unipol for the climate”. in the paper, the Unipol Group outlined its vision on the need to activate a model for the prevention and management of catastrophic weather events based on a public-private partnership. The Sustainability Policy then specified the Group’s commitments concerning the protection of the environment and land, sea and freshwater ecosystems as well as the fight against climate change, and affirmed the Group’s commitment to reducing greenhouse gas emissions, with the intent of contributing to reaching the objectives set by governments in the Paris Agreement.Aware of the triple role that the Unipol Group is called upon to play in the fight against climate change the Board of Directors of the Unipol Group has adopted this climate strategy to specify in detail how the Group is preparing to deal with the risks and take advantage of the opportunities connected to the climate, by defining new medium/long-term targets for the reduction of its greenhouse gas emissions to support its path of decarbonisation.
Prevention
E2. In the course of the reporting period, has the company engaged with affected stakeholders or their legitimate representatives in relation to the following environmental topics?
Linked to: GRI Disclosures 3-1-b and 3-3-f (2021) for topics GRI 303 (2018), GRI 304 (2016), GRI 305 (2016), GRI 306 (2020), GRI 302 (2016), and GRI Disclosure 201-2-a-iv (2016)
(Matrix – Select one answer option per line)

Please select the company’s highest level of engagement. Options progress from left to right.
No engagement on this topic
To better understand the risks/impacts in question
To discuss potential ways to prevent or mitigate the risks/ impacts in question
To agree on a way to prevent/mitigate the risks/impacts in question
To assess progress in preventing/ mitigating the risks/ impacts in question
To collaborate in the prevention/ mitigation of the risks/ impacts in question
Other (Please provide additional information in the mandatory text box)
Climate change
Water
Oceans
Forests/biodiversity/land use
Air pollution
Waste (e.g., chemical spills, solid waste, hazardous, plastic, etc.)
Energy & resource use
Please provide additional explanation:
https://www.unipol.it/en/sustainability/strategy-and-governance/climate-change https://www.unipol.it/sites/corporate/files/document_attachments/the-unipol-group-strategy-on-climate-change_june-2022.pdf https://www.unipol.it/sites/corporate/files/document_attachments/unipol-and-climate-change_2022.pdf
E3. What type of action has the company taken in the reporting period with the aim of preventing/mitigating the risks/impacts associated with these environmental topics?
Linked to: GRI Disclosure 3-3-d (2021) for topics GRI 303 (2018), GRI 304 (2016), GRI 305 (2016), GRI 306 (2020), GRI 302 (2016), and GRI Disclosure 201-2-iv (2016)
(Matrix – Select all that apply for each line)
Provided internal training/ capacity building for the direct workforce
Built capacity among relevant business relationships (e.g., suppliers, consumers, communities)
Conducted an audit process and/or corrective action plan
Collective Action with peers or other stakeholders, in particular workers’ organizations, to address the issue
Collaborated with governmental or regulatory bodies
Other (Please provide additional information) [Makes text box mandatory]
No action within reporting period
Climate change
Water
Oceans
Forests/biodiversity/land use
Air pollution
Waste (e.g., chemical spills, solid waste, hazardous, plastic, etc.)
Energy & resource use
Please provide additional explanation:
https://www.unipol.it/en/sustainability/strategy-and-governance/climate-change https://www.unipol.it/sites/corporate/files/document_attachments/the-unipol-group-strategy-on-climate-change_june-2022.pdf https://www.unipol.it/sites/corporate/files/document_attachments/unipol-and-climate-change_2022.pdf
E4. How does the company assess progress in preventing/mitigating the risks/impacts associated with the following environmental topics?
Linked to: GRI Disclosure 3-3-e (2021) for topics GRI 303 (2018), GRI 304 (2016), GRI 305 (2016), GRI 306 (2020), GRI 302 (2016), and GRI Disclosure 201-2-a-iv (2016)
(Matrix – Select one answer option per line)
Please select the company’s highest level of engagement. Options progress from left to right.
No monitoring of progress
Review topics on ad hoc basis
Set annual targets/ goals, track progress over time (internal programmes only) [Prompts E4.1 and E4.2]
Set annual targets/goals, track progress over time (internal and external programmes) [Prompts E4.1 and E4.2]
Other (Please provide additional information in the mandatory text box)
Climate change
Water
Oceans
Forests/biodiversity/land use
Air pollution
Waste (e.g., chemical spills, solid waste, hazardous, plastic, etc.)
Energy & resource use
Please provide additional explanation:
https://www.unipol.it/en/sustainability/strategy-and-governance/climate-change https://www.unipol.it/sites/corporate/files/document_attachments/the-unipol-group-strategy-on-climate-change_june-2022.pdf https://www.unipol.it/sites/corporate/files/document_attachments/unipol-and-climate-change_2022.pdf
E4.1. For each environmental topic for which the company sets timebound goals/targets, what kind of targets has the company set? Please give a description of targets (e.g., what is the target, absolute vs. intensity, externally verified, on track, etc.)
Linked to: CDP F6.1 (2022); GRI Disclosure 3-3-e (2021) for topics GRI 303 (2018), GRI 304 (2016), GRI 305 (2016), GRI 306 (2020), GRI 302 (2016), and GRI Disclosure 201-2-a-iv (2016)
(Text Box)
- reduction by 46.2% by the end of 2030 of scope 1 and 2 emissions linked to electricity, gas and other energy source consumption for all buildings over which the Group has direct control - Participation in the Net Zero Asset Owner Alliance - Expansion of sector exclusions - INCIDENCE OF PRODUCTS WITH SOCIAL AND ENVIRONMENTAL VALUE: 30% TO BE REACHED BY THE END OF 2024
E4.2. For each environmental topic in which the company sets timebound goals/targets, how is progress against target/goal tracked?
Linked to: GRI Disclosure 3-3-e (2021) for topics GRI 303 (2018), GRI 304 (2016), GRI 305 (2016), GRI 306 (2020), GRI 302 (2016), and GRI Disclosure 201-2-a-iv (2016)
(Matrix – Select all that apply for each line)
Progress is reviewed against goals annually or more frequently
Progress is reported internally to the most senior level
Progress is reported externally
Other (Please provide additional information in the mandatory text box)
Climate change
Energy & resource use
Please provide additional explanation:
E5. In the course of the reporting period, has the company been involved in providing or enabling remedy for any impacts associated with the following environmental topic(s)?
Linked to: GRI Disclosure 3-3-d-ii (2021) for topics GRI 303 (2018), GRI 304 (2016), GRI 305 (2016), GRI 306 (2020), GRI 302 (2016), and GRI Disclosure 201-2-a-iv (2016)
(Matrix – Select one answer option per line)
Yes, remedy provided/enabled
No remedy provided/enabled
No adverse impact identified or caused
Choose to not disclose
Climate change
Water
Oceans
Forests/biodiversity/land use
Air pollution
Waste (e.g., chemical spills, solid waste, hazardous, plastic, etc.)
Energy & resource use
Please provide additional explanation:
Climate Action
E6. What were the company’s gross Scope 1 and Scope 2 global greenhouse gas emissions (GHG) for the reporting period?
Linked to: CDP C6.1 (2022), CDP C6.3 (2022), CDP C6.5 (2022); GRI Disclosures 305-1, 305-2, 305-3 (2016); ISAR B.3.1; ISAR B.3.2
(Matrix – Select one answer option per line)
Measured Total Emissions (tCO2e)
We did not measure our gross GHG emissions [Please explain in the mandatory text box]
Scope 1 emissions
Scope 2 emissions
Please provide additional explanation:
The Group has a consolidated process for analysing and monitoring its direct and indirect impacts on the environment11 along the entire value chain, in order to outline the activities necessary to reduce these negative impacts. In addition to reducing greenhouse gas emissions, the Unipol Group is paying increasing attention to its contribution to protecting nature and biodiversity.
E7. What were the company’s gross Scope 3 global greenhouse gas emissions (GHG) for the reporting period?
Linked to: CDP C6.1 (2022), CDP C6.3 (2022), CDP C6.5 (2022); GRI Disclosures 305-1, 305-2, 305-3 (2016); ISAR B.3.1; ISAR B.3.2
(Multiple choice– Select one)
We fully measured Scope 3 GHG emissions [Please input the measured tCO2e in the text box below]
We partially measured Scope 3 GHG emissions [Please input the measured tCO2e in the text box below] [Prompts E7.1]
We did not measure Scope 3 GHG emissions
Please provide additional explanation:
scope 3 Total T CO₂ eq 7.775,161 - Employee mobility (business travel) T CO₂ eq 2,338 - Customer mobility T CO₂ eq 6,828,742 - Corporate investments T CO₂ eq 945,728
E7.1. Which Scope 3 categories are included in the organization’s Scope 3 emissions calculation?
Linked to: GRI Disclosure 305-3 (2016); CDP C6.5 2022
(Multiple choice – Select all that apply)
Purchased goods and services
Capital goods
Fuel- and energy-related activities
Upstream transportation and distribution
Waste generated in operations
Business travel
Employee commuting
Upstream leased assets
Downstream transportation and distribution
Processing of sold products
Use of sold products
End-of-life treatment of sold products
Downstream leased assets
Franchises
Investments
Other - upstream
Other - downstream
Unknown
Please provide additional explanation:
clients mobility
E8. What percentage of the company’s revenue was invested in R&D of low-carbon products/services during this reporting period?
Linked to: CDP C4.3c (2022), CDP4.2b (2022); (partially linked to) ISAR A.3.3
(Matrix – Text Box with option for Unknown or N/A)
Percent of revenue (Please input a whole number e.g., 50% = 50)
Unknown
Not applicable (Please provide additional information in the mandatory text box)
R&D for low-carbon products/services
Please provide additional explanation:
E9. Has the organization acted to support climate change adaptation and resilience?
Linked to: GRI Disclosure 201-2-a-iv (2016)
(Select all that apply)
We have taken action to increase organization-wide resilience to climate change
We have taken action to increase resilience in our supply chains
We have taken action to increase resilience in the communities in which we operate
We have provided funding for climate change adaptation and resilience initiatives and projects
We have not taken actions to build climate change resilience in the reporting period
Unknown
Please provide additional explanation:
https://www.unipol.it/en/sustainability/strategy-and-governance/climate-change https://www.unipol.it/sites/corporate/files/document_attachments/the-unipol-group-strategy-on-climate-change_june-2022.pdf https://www.unipol.it/sites/corporate/files/document_attachments/unipol-and-climate-change_2022.pdf
Energy/Resource Use
E10. Please report the company’s renewable energy consumption as a percentage of total energy consumption in the reporting period.
Linked to: ISAR B.5.1; GRI Disclosure 302-1 (2016)
(Matrix – Text Box with option for Unknown)
% of total energy consumption (Please input a whole number e.g., 50% = 50)
Unknown
Renewable energy consumption as % of total energy consumption:
Please provide additional explanation:
see pg 35-36 Unipol Group | Unipol and climate change 2022 https://www.unipol.it/sites/corporate/files/document_attachments/unipol-and-climate-change_2022.pdf
Technology
E11. What percent of the company’s revenue came from low-carbon products/services during this reporting period? If applicable, please give a description of the products/services included in your calculation (e.g., relevant certifications)
Linked to: SASB CG-MR-410a.1a; WEF Common Metrics
(Matrix – Text Boxes with option for Unknown or N/A)
Percent of total revenue (%) (Please input a whole number e.g., 50% = 50)
Unknown
Not applicable (Please provide additional information in the mandatory text box)
Low-carbon products and services/total revenue for the reporting period
Please provide additional explanation:
Solutions that integrate economic growth and social and environmental value collected premiums of €3,700m in 2022, accounting for 27.1% of total direct premiums for Non-Life and Life products. the enviromental part collected premiums of €1,599m.
Materiality-specific Questions
E12. Which of the following has the company identified as material environmental topics connected with its operations and/or value chain (e.g. the most severe actual or potential negative impacts on people and/or the environment)?
Linked to: GRI Disclosure 3-2 (2021)
(Select all that apply)
Water [Prompts questions E13 and E14]
Forests/biodiversity/land use [Prompts questions E15, E16 and E17]
Air pollution [Prompts questions E18]
Waste (e.g., chemical spills, solid waste, hazardous, plastic, etc.) [Prompts questions E19, E20, E21]
None of these topics have been identified as material by the company
Please provide additional explanation:
Materiality-specific: Water
E13. Please provide details regarding the company’s water withdrawal and consumption (own operations) during the reporting period.
Linked to: ISAR B.1.3; CDP W1.2b (2022), CDP W1.2d (2022); SASB CG-HP-140a.1; GRI Disclosures 303-3, 303-5 (2018)
(Matrix – Text Boxes with option for Unknown or N/A)
Volume of water in megaliters
Unknown
Not applicable (Please provide additional information in the mandatory text box)
Total water withdrawal:
Fresh surface water withdrawal:
Groundwater withdrawal:
Brackish surface water/seawater withdrawal:
Produced water withdrawal:
Third-party water withdrawal:
Percentage of water withdrawn in regions with high or extremely high water stress(%):
Total water consumption:
Fresh surface water consumption:
Brackish surface water/seawater consumption:
Produced water consumption:
Third-party water consumption:
Percentage of water consumed in regions with high or extremely high water stress(%):
Please provide additional explanation:
Water drawn 2022 m3 1,534,887
E14. Please provide details about the company’s water intensity of products in regions with high or extremely high water stress.
Linked to: CDP W1.3 (2022); CDP W1.3a (2022 )
(Matrix – Text Boxes with option for Unknown or N/A)
Cubic meter/$ OR cubic meter/product type (Please input a number e.g., 50)
Unknown
Not applicable (Please provide additional information in the mandatory text box)
Water intensity of products
Please provide additional explanation:
Materiality-specific: Forests, Biodiversity, and Land Use
E15. Please report the number and area (in hectares) of sites owned, leased, or managed by the company in or adjacent to protected areas and/or key biodiversity areas (KBA).
Linked to: GRI Disclosure 304-1 (2016); ISAR B6.1, WEF Common Metrics
(Matrix – Text Boxes with option for Unknown or N/A)
Number
Unknown
Not applicable (Please provide additional information in the mandatory text box)
Sites
Hectares
Please provide additional explanation:
E16. What area (in hectares) of natural ecosystems was converted during the reporting period in areas owned, leased, or managed by the company?
Linked to: CDP F1.3 (2022); GRI Disclosure 304-1 (2016)
(Matrix – Text Boxes with option for Unknown or N/A)
Area (hectares)
Unknown
Not applicable (Please provide additional information in the mandatory text box)
Conversion of natural resources
Please provide additional explanation:
Unipol doesn’t have area of natural ecosystems
E17. Is the company supporting or implementing project(s) focused on ecosystem restoration and protection?
Linked to: CDP F6.11 (2022); GRI Disclosure 304-3 (2016)
(Matrix – Select one option or input a number per line)
No
No, but we plan to within the next 2 years
Yes, Project(s) area to date (hectares)
Forest ecosystem restoration
Other ecosystem restoration
Reforestation
Natural regeneration
Agroforestry
Set-aside land
Biodiversity offsetting
Please provide additional explanation:
see page 42 Unipol Group | Unipol and climate change 2022 https://www.unipol.it/sites/corporate/files/document_attachments/unipol-and-climate-change_2022.pdf ‘Bellezza Italia’ project, a campaign that aims to study the impacts of climate change on natural ecosystems and support compromised areas in becoming beautiful again, so they can be used safely and also become resilient to extreme events. Two important projects were launched in 2022 as part of this campaign. In Puglia, the ‘Campomarino dune caretakers’ project was presented, which calls for the redevelopment and use of the Campomarino di Maruggio natural area in the province of Taranto. The project was selected based on its strategic role in the coastal dune system, which unfortunately is one of the most vulnerable and threatened ecosystems in Italy, for the mitigation of the risk of erosion and the reduction of the effects of climate change. The project made it possible to preserve and maintain existing vegetation and plant native plant species to restore the dune system. To reconcile environmental protection with sustainable tourism development, educational signs provide visitors with information about the vegetation present at the site, the importance of a dune system and the resulting need for everyone to help protect the dune area. After the mapping and surveying of the plants already present on site, construction began on the Pancratium maritimum experimental nursery to multiply native plants to then plant them in the dune area involved in the project and favour their uniform spread, guaranteeing the continuity of the plant species. The second project initiated in 2022 regards constructing the first Lakes observatory, Cusio Observatory, on Lake Orta, which represents an international-level recovery case study. The goal of the Observatory will be to coordinate ongoing monitoring to understand and mitigate the effects of climate change and plan the adaptation of a lake territory, identifying innovative and practical cutting-edge scientific environmental sustainability solutions. The project results will be made available to the local community and political decision-makers to launch actions to reduce atmospheric pollution and protect water quality and habitats. Lastly, in July 2022, the study carried out as part of the project ‘Paths of collective memory along Rio Posada’, a biodiversity hotspot in Sardinia, launched in 2021, was presented. This study presents a detailed analysis of the extreme events that have occurred over the last 50 years and the actions under way to foster adaptation to climate change in the area.
Materiality-specific: Air Pollution
E18. Where applicable, please report the company’s emissions of the following pollutants during the reporting period.
Linked to: GRI Disclosure 305-7 (2016); ISAR B.1.4
(Matrix – Text Box with option for Unknown or N/A)
Emissions (t)
Unknown (Please provide additional information in the mandatory text box)
Not applicable (Please provide additional information in the mandatory text box)
NOx
SOx
Volatile organic compounds (VOCs)
Hazardous air pollutants (HAPs)
Particulate matter (PM10)
Persistent organic pollutants (POPs)
Other (Please provide additional information)
Please provide additional explanation:
Unipol measures only CO2 emissions
Materiality-specific: Waste
E19. In metric tonnes, please report the company’s total weight of waste generated during the reporting period.
Linked to: GRI Disclosure 306-3 (2020); (partially linked to) ISAR B.2.1
(Matrix – Text Box with option for Unknown or N/A)
Waste generated (t)
Unknown
Not applicable (Please provide additional information in the mandatory text box)
Solid waste
Please provide additional explanation:
E20. Please report the percentage of the company’s waste that was hazardous waste (e.g., hazardous waste ratio) during the reporting period.
Linked to: GRI Disclosures 306-4, 306-5 (2020); ISAR B.2.3
(Matrix – Text Box with option for Unknown or N/A)
Hazardous waste ratio (%) (Please input a whole number e.g., 50% = 50)
Unknown
Not applicable (Please provide additional information in the mandatory text box)
Hazardous waste
Please provide additional explanation:
E21. Please report the company’s estimated metric tonnes of single-use plastic consumed wherever material along the value chain during the reporting period.
Linked to: WEF Common Metrics
(Matrix – Text Box with option for Unknown or N/A)
Single-use plastic (t)
Unknown
Not applicable (Please provide additional information in the mandatory text box)
Single-use plastics
Please provide additional explanation:
Overall Environment
E22. Briefly describe additional relevant practical actions the company has taken during the reporting period and/or plans to take to implement the environment principles, including goals set and any challenges faced and actions taken towards prevention and/or remediation.
Linked to: GRI Disclosures 3-3-c and 3-3-d (2021) for topics GRI 303 (2018), GRI 304 (2016), GRI 305 (2016), GRI 306 (2020), GRI 302 (2016)
(Text Box)
https://www.unipol.it/sites/corporate/files/pages_related_documents/unipol-and-climate-change_2022_0.pdf Thanks to the support of Leithà, the Group company specialised in data science and computer science, the Unipol Group has a series of projects in place to strengthen and expand its ability to analyse weather and climate data to support the entire value chain of the insurance business: Risk prevention: the Weather Alert service, developed based on a predictive model capable of giving customers advance warning of the risk of heavy hail, was extended to customers in the agricultural sector by sending specific risk alerts relating to hail and strong wind; Pricing: the European Extreme Events Climate Index (E3CI); Claims management: in 2022, Lorentz was perfected, an advanced tool for the collection and presentation of weather indicators which, for the General Classes, makes the Adjuster and Independent Expert aware of the weather conditions that led to the generation of the claims. The Unipol Group can offer insurance products and services to support customers in mitigation and the transition towards a low carbon emission economy37. A number of examples are provided below: - products aimed at business segments, such as the production of renewable energy (‘UnipolSai Energia’ product) - offers to facilitate renovations, for the most part aimed at improving residence energy efficiency - ‘Pay as you drive’ policies which reduce premiums based on vehicle use - solutions and services for promoting sustainable mobility In keeping with the vision of the respective role that public institutions and insurance companies should play to manage the growing risks deriving from climate change, outlined in the position paper ‘Unipol for the climate’ mentioned above, the Unipol Group has designed and implemented two projects aiming to promote the innovative role that insurance companies can play to favour the adaptation to climate change of vulnerable parties by implementing partnerships with the public administration. The Unipol Group is implementing two projects that aim to promote the innovative role that insurance companies can play in favouring climate change adaptation for vulnerable entities (Italian SMEs and the agricultural sector, respectively) by implementing partnerships with public administration. In 2022, the project consolidated the tools to increase the awareness and ability of farms to adapt to climate change. (The LIFE ADA (ADaptation in Agriculture) project) and The LIFE DERRIS project.- Lastly, in March 2022, ICMIF (International Federation of Insurance Cooperatives and Mutual Societies, of which Unipol is a member) and UNDRR, the United Nations Office for Disaster Risk Reduction, launched a working group in which the Unipol Group participated to create a resilience benchmark, which was officially launched in October 2022. On the one hand, the isssue of protecting biodiversity is expressed through interventions at some of the Group's diversified companies that are more dependent on natural resources and, on the other, through a collaboration with Legambiente to implement restoration interventions in vulnerable areas of Italy. The Unipol Group has two macro-areas of cooperation with Legambiente: - support for the publication of the annual report of the Legambiente CittàClima observatory, which provides a highly detailed analysis of the impacts of extreme weather events in the Italian territory, based on a survey of information on the effects of events on urban areas, infrastructure and historical assets in Italian cities, in addition to presenting national and international best practices; support for the ‘Bellezza Italia’ project, a campaign that aims to study the impacts of climate change on natural ecosystems and support compromised areas in becoming beautiful again, so they can be used safely and also become resilient to extreme events.
Anti-Corruption
Commitment
AC1. Does the company have an anti-corruption compliance programme?
Linked to: GRI Disclosure 3-3-c (2021) for the topic GRI 205 (2016)
(Radial – Select One)
No, it is not an immediate business priority
No, but we plan to within the next two years
Yes [Prompts AC1.1]
Please provide additional explanation:
please see the web page https://www.unipol.it/en/combating-corruption and pg 100 Anti-corruption https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf
AC1.1. If yes, in what year was this programme last reviewed? (YYYY)
(YYYY)
Programme last reviewed
Please provide additional explanation:
AC2. Does your company have policies and recommendations for employees on how to act in case of doubt and/or in situations that may represent a conflict of interest, e.g., with regard to gifts and hospitality, donations, sponsorship, or interactions with public officials?
(Radial – Select One)
No, but we plan to within the next two years
No, and we have no plans to develop them
Yes, included within a broader policy or as a standalone policy
Please provide additional explanation:
With a view to a structured and organic system for prevention, dissuasion and control, each Group company has taken steps to adopt its own Organization, Management and Control Model (OMC) in compliance with the guidelines of the Parent Company. In 2021, process assessment was carried out for all Group companies, evaluating the risks relevant for the purposes of Legislative Decree 231/2001. Based on the results of this assessment, a matrix highlighting the crimes to which the individual processes are exposed is continuously updated; in this context, corruption risks are subject to specific assessment. A regularly updated course on issues relating to the administrative liability of entities, with a specific focus on corruption, is available for the employees of Group companies that have adopted an Organization, Management and Control Model. The broader policy is available at https://www.unipol.it/en/governance/corporate-governance-system/organisational-and-management-model-omm Pursuant to Legislative Decree No. 231/2001, the Company’s Organization, Management and Control Policy has been drawn up as a structured and harmonized prevention, dissuasion and control system aimed at: • raising the awareness of people who, either directly or indirectly, work in sensitive areas (directors, managers, employees and collaborators) that they may be liable to committing an offence; • preventing or limiting the Company’s administrative liability. In many other policies, you can find the Group’s commitments for managing the anticorruption issue. ESG Policy for Non-Life Underwriting 2022 https://www.unipol.it/sites/corporate/files/document_attachments/non-life-esg-guidelines_2022_eng.pdf ESG Policy for Life Underwriting 2022 https://www.unipol.it/sites/corporate/files/document_attachments/life-esg-guidelines_2022_eng.pdf 2022 Responsible Investment Guidelines https://www.unipol.it/sites/corporate/files/document_attachments/linee-guida-investimento-responsabile_2022_en.pdf Vendors' Code of Conduct 2018 https://www.unipol.it/sites/corporate/files/document_attachments/vendorscodeofconductforrespproc_unipol.pdf 2022 Sustainability Policy https://www.unipol.it/sites/corporate/files/document_attachments/politica_in_materia_di_sostenibilita_2022_en_rev.pdf

Unipol - Sustainability Policy 2022.pdf
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Prevention
AC3. Who receives training on anti-corruption and integrity?
Linked to: WEF Common Metrics; GRI Disclosure 205-2 (2016)
(Select all that apply)
Select employees [Prompts AC3.1]
All employees [Prompts AC3.1]
Contractors [Prompts AC3.1]
Direct suppliers of the organization [Prompts AC3.1]
Indirect suppliers of the organization [Prompts AC3.1]
Other – such as partners, clients, etc. [Prompts AC3.1]
No training provided
Please provide additional explanation:
For the employees of Group Companies that have adopted an Organisation, Management and Control Model, a course is available on the subject of Italian Legislative Decree 231/2001 which, among other things, addresses the issue of corruption offenses. In 2022, 87% of employees working in the insurance, healthcare, agricultural, hotel and tourism businesses in Italy received specific training on anticorruption policy and procedures (61% in 2021). https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf see page 100 of Integrated Report 2022 | Unipol Group To ensure effective implementation of the OMM, agents were asked to acknowledge it, which was done in 96% of cases in the network (The percentage refers to all Agents with UnipolSai, UniSalute, SIAT and Linear Next assignments. For SIAT and Linear Next, reference is made to the parties that have signed to confirm viewing of the OMM of the specific Company) . The contracts that the Group enters into with suppliers include a clause in which the suppliers undertake to adhere to the OMM, under penalty of termination of the contract. Viewing of the OMM is certified for suppliers enrolled in the Suppliers Register, which in 2022 accounted for 15% of the total suppliers, with a 61% impact on total spending (in line with the previous year).
AC3.1. How often is such training provided?
(Matrix – Select one answer option per line)
One time only
Every two or more years
Every year
We do not collect this data
All employees
Please provide additional explanation:
Data on anticorruption training provided, please see page 100 of Integrated Report 2022 | Unipol Group https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf or Percentage of employees specifically trained on anti-corruption policies and procedures in Italy page 38 of UnipolSai Assicurazioni | 2022 Sustainability Report https://www.unipol.it/sites/corporate/files/document_attachments/us_2022-sustainability-report_en.pdf There were no disciplinary measures in Italy connected with episodes of corruption
AC4. Does the company monitor its anti-corruption compliance programme?
Linked to: GRI Disclosure 3-3-e (2021) for the topic GRI 205 (2016); SDG Action Manager - SDG 16: Peace, Justice, and Strong Institutions
(Select all that apply)
Review topics on ad hoc basis
Yes, through internal employee self-evaluations
Yes, through automated controls monitoring
Yes, through external independent monitoring
Yes, through other mechanisms (Please provide additional information) [Makes text box mandatory]
No, we do not monitor the anti-corruption compliance programme (Please provide additional information) [Makes text box mandatory]
Please provide additional explanation:
https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf see page 100 of Integrated Report 2022 | Unipol Group During the year, the control and Model 231 Monitoring functions perform assessments of the Group and Group company processes to identify the relevant areas at risk for the purposes of Italian Legislative Decree 231/2001. The Model 231 Monitoring analysis is performed on all processes mapped and results in a matrix, which is constantly updated and crossreferences individual processes with the risk of the crimes to which they are exposed, including the risk of corruption. For the Parent, in 2022 105 processes were analysed, 15 of which assessed as sensitive to the risk of corruption (14% of the total); for UnipolSai Assicurazioni, 143 processes were mapped and analysed, with 44 subject to the assessment of sensitivity to the risk of corruption (31%). The oversight and control mechanisms put into place to combat corruption in relations with the Public Administration are defined in the OMM of the Parent, in Special Part 1, "Offences against the Public Administration", whilst Special Part 2 "Corporate Offences" discusses the crime of corruption between private parties as provided in the Civil Code. In the Special Parts of the OMM, the specific principles of control for preventing the commission of each type of crime previously indicated are also laid out in detail. As regards the companies operating in Serbia, their By-Laws and Code of Ethics envisage provisions on avoiding conflicts of interest. In the case of UnipolRe, which operates in Ireland, the Financial Crime Policy approved by the Audit Committee and the Board also includes the fight against corruption and is communicated to all employees.
Performance
AC5. Please report the company’s total number and nature of incidents of corruption during the reporting year. If applicable, please describe the nature of the incidents in the text box below
Linked to: GRI Disclosure 205-3 (2016); WEF Common Metrics; ISAR D.2.1
(Matrix – Text Boxes with option for Unknown or N/A)
Number of incident(s) (Please describe the nature of the incidents in the text box below)
Unknown
Choose to not disclose
Confirmed during the current year, but related to previous years
Confirmed during the current year, and related to this year
Please provide additional explanation:
In 2022, based on available information, Unipol Gruppo and the Unipol Group companies did not incur costs for any penalties pursuant to Italian Legislative Decree 231/2001 deriving from charges for crimes of corruption.There were no disciplinary measures in Italy connected with episodes of corruption https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf see page 100 of Integrated Report 2022 | Unipol Group
Response and Reporting
AC6. Within the reporting period, what measures has the company taken to address suspected incidents of corruption independently or in response to a dispute or investigation by a government regulator?
Linked to: GRI Disclosure 3-3-d (2021) for the topic GRI 205 (2016); Reporting Guidance on the10th Principle Against Anti-corruption – B3
(Select all that apply)
Initial case assessment
Internal investigation
Review by risk/ethics committee
Review by board of directors
External audit/review
Other (Please provide additional information) [Makes text box mandatory]
Not applicable/no incidents in the reporting period
Please provide additional explanation:
In 2022, based on available information, Unipol Gruppo and the Unipol Group companies did not incur costs for any penalties pursuant to Italian Legislative Decree 231/2001 deriving from charges for crimes of corruption.There were no disciplinary measures in Italy connected with episodes of corruption https://www.unipol.it/sites/corporate/files/document_attachments/ug_bilancio_consolidato_integrato_2022_esef_en_0.pdf see page 100 of Integrated Report 2022 | Unipol Group
AC7. Does your company engage in collective action against corruption?
Linked to: GRI Disclosure 3-3-d (2021) for the topic GRI 205 (2016)
(Radial – Select One)
No, but we plan to within two years
No, it is not an immediate business priority
Yes (Please explain) [Makes text box mandatory]
Please provide additional explanation:
AC8. Briefly describe additional relevant practical actions the company has taken during the reporting period and/or plans to implement the anti-corruption principle, including goals set and any challenges faced and actions taken towards prevention and/or remediation.
Linked to: GRI Disclosures 3-3-c and 3-3-d (2021) for the topic GRI 205 (2016)
(Text Box)
no additional relevant information on anti-corruption topics.

Sustainability Reports*

us_2022-sustainability-report_en (1).pdf

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